Joseph E. Bernolfo, president and chairman of Bamberger Investment and Exploration Co. and director of Zions Bancorp. since its inception, died in his home June 2, 1989. He was 77.

Mr. Bernolfo served 12 years on the Utah Board of Regents and the University of Utah Institutional Council, including stints as vice chairman of both groups.Also included in Mr. Bernolfo's community service were positions as state March of Dimes chairman for 10 years, head of the fund drives for the American Red Cross and a seat on the Westminster College board of trustees for 12 years. In 1976, Westminster awarded him an honorary doctorate of laws.

In addition to business and civic activities, Mr. Bernolfo was a well-known amateur golfer, taking home the Utah Open crown once, the state amateur championship twice and the Salt Lake Country Club championship 21 times. Even Sports Illustrated took notice of the country club crowns and wrote in the mid-1960s that Mr. Bernolfo had won the most club championships of anyone in the country.

Before serving as director of Zions Bancorp., Mr. Bernolfo was chairman of the trust committee of its predecessor, Zions First National Bank.

A native of New York City, Mr. Bernolfo graduated cum laude in engineering from Northwestern University. In World War II he served in Africa, Italy and France, achieving the rank of major and earning the Bronze Star for meritorious service.

His family will hold private funeral services for him this week. They suggest memorial contributions to the Department of Hematology-Oncology, University Medical Center, 50 N. Medical Drive, Salt Lake City, UT 84132.