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FIXED-RATE HOME MORTGAGES AVERAGING 10.15 PERCENT

Fixed-rate home mortgages are currently averaging 10.15 percent, down slightly from 10.16 percent last week, according to a national survey released by the Federal Home Loan Mortgage Corp.

On one-year adjustable rate mortgages, lenders were asking an average initial rate of 8.45 percent this week, down from 8.50 percent the week before.The rates, compiled from a national survey, do not include add-on fees known as points.