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Brett Richardson has joined the Salt Lake office of Tel America as an account executive. A graduate of Utah Valley Community College, he will handle Utah business accounts. Kara Carney was appointed manager of the Fifth Avenue office of Zions First National Bank. She has worked in banking 11 years, most recently as a customer service representative at First Interstate Bank. V. Rick Leetham has been named an officer for Key Bank of Utah. He was formerly a branch manager for U.S. Bank. Karen Wennerstrom has been named vice president of finance and human resources at Granite Credit Union. She joined the credit union staff in 1982. John Garrigues was named manager of the student loan department of First Security Bank of Utah. He was formerly a consumer loan officer in the bank's Salt Lake division. Alan Wade has joined Gump & Ayers Real Estate Inc. as a Realtor associate. He was formerly employed in manufacturing management and human resource training.