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B. Todd Hayward has been named commercial loan officer in the credit management department of Zions First National Bank. He has worked for the bank 1 1/2 years. Geoffrey Nielson was appointed second vice president. He has been manager of the bank's Sandy office for seven years. Matthew Elggren has been named manager of Zions First National Bank's Sunset Banking Center. He has worked for the bank three years. Brian Belov was named commercial loan officer in the small business department of Zions First National Bank. He has been with the bank two years. Cory Gray has been appointed second vice president in the merchant services department of Zions First National Bank. He joined the bank two years ago. Jacqueline Hibbard was named senior club account officer in the retail sales department of Zions First National Bank. She has worked for the bank three years, most recently as brokerage investment sales officer.

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