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CAPTION ONLY: PEOPLE ON THE MOVE

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Terry Kaines has been promoted to regional manager of of the business banking sales department of Bank One Utah. A vice president, he has worked in banking more than 15 years. Steven Wilcox was promoted to retail sales director of the retail sales department of Bank One Utah. He has worked in banking 17 years. Bryant Pulley has been promoted to manager of Bank One Utah's special credits department. He has worked in banking 19 years. Dee Gregory was promoted to manager of Bank One Utah's Southern Business Banking Center. He was formerly a commercial loan officer for the bank. Angel Garzarelli has been promoted to production manager at Mountain States Mortgage Center. She joined the national loan servicing center in 1992 as a loan processor. Jeffery Winn was promoted to production manager at Mountain States Mortgage Center. He joined the company in 1982 as a loan processor.