Kiplinger's "Retire & Thrive" (Times Books, $15) offers hints on how to get ready for the day when you are no longer working.
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"Rule One," says the author, Robert Otterbourg, a retired public relations man, is, "Don't get caught without a plan. Whether you want to start a new career, volunteer in your community, or take a hobby to the next level, you need to craft a retirement suited to your personality, interests and talents."