Vicky Beck recently was hired as a mortgage loan officer at the United Savings Bank branch in Layton. She will be responsible for originating construction and long-term home loans. Blue Cross and Blue Shield of Utah has announced several senior management promotions. Teresa Rivera has been named vice president of benefits administration for Blue Cross and Blue Shield. Frank Leonard has become vice president of government programs and corporate services. J. Kevin Bischoff has been named vice president of corporate communications at Blue Cross and Blue Shield. Todd Trettin has been chosen as vice president of actuarial services and underwriting at Blue Cross and Blue Shield. Also at Blue Cross and Blue Shield, R. Paul Warburton has been promoted to vice president of finance and chief financial officer. At First Security Insurance, Helen Guseman has become an account executive.