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CAPTION ONLY: PEOPLE ON THE MOVE

Lon Nally has been promoted to regional manager at Phillips 66 Co. for the Salt Lake region. He oversees wholesale marketing in four states. Stephen Carter has been named area president of First Security Northern Salt Lake Community Banking. He formerly was vice president and manager of the Salt Lake City metro area with First Security Bank of Utah. Mark Stephens has joined Dahlin Smith White as a group media director. Daryl Walbeck, Chartered Life Underwriter, with American Express Financial Advisors Inc. has been appointed to the company's Advanced Planner Group. Carilyn Schroeder has been named management systems coordinator in Key Bank of Utah's general administration division. She has been in banking for eight years. Jo Ware, director of mail services for Nu Skin International, has received the U.S. Postal Service's Mail Center Manager Award for excellence in mail management skills.