DETROIT (AP) — Four people face charges in what the FBI described as a $32 million check-kiting scheme to defraud Michigan National Bank.

Ronald Bray, 47, Janice Picklo, 31, and Brian Lambka, 41, were arrested Wednesday on bank fraud charges and released on bond. Dennis Lambka, 47, was out of town but was expected to turn himself in.

If convicted, each faces up to 30 years in prison and a $1 million fine.

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Authorities say the four are former employees of Simplified Employment Services, an Auburn Hills company that performs payroll, benefit management and other bookkeeping functions for small businesses.

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