LAKE BUENA VISTA, Fla. — Davis Love III hit into the rough and a bunker on the last two holes. Then he hit the jackpot.

Love scrambled for pars on both holes and closed with an 8-under 64 to win his first tournament in more than two years, holding off a late challenge from Tommy Gainey for a one-shot victory Sunday in the Children's Miracle Network Classic at Disney World.

It was the 20th career PGA Tour victory for Love, giving him a lifetime exemption. Among active players, only Tiger Woods, Vijay Singh and Phil Mickelson have won at least 20 times.

"I always questioned, 'Am I doing the right thing? Why am I still doing this,"' the 44-year-old Love said. "I didn't doubt my desire, or that I could still compete, it was just the little things I had to do."

Gainey, who had $65,405 in earnings heading into the final tournament of the year, shot 30 on the back nine including birdies on the final two holes for a 64. He made $496,800 to go from No. 228 to No. 148 on the money list. That gets him into the final stage of Q-school, and his conditional status for being in the top 150 should get him about 15 starts next year.

"I played horrible, terrible this year," Gainey said. "I had one week, and this was the week. I definitely assured myself of a place to play next year."

Love stepped in hole playing a recreational round last year and tore two ankle ligaments. During his time off, he worked harder on conditioning and spent time with sports psychologist Bob Rotella, who convinced him to adopt a take-no-prisoner's approach.

That came in handy over the final two holes.

With a two-shot lead, Love's tee shot on the 17th nearly found the water but still was buried in deep rough, leaving him no shot at the green. He laid up 100 yards short, hit wedge to 7 feet and saved par. From the right rough on the 18th, his ball came out hot and flew the green into a back bunker. Needing par to win, he blasted out to 3 feet and made the putt.

"I was in trouble (on 18) but I was still confident I could get the ball up and in," Love said. "I didn't worry about winning or losing or screwing up."

Love went 64-64 on the weekend, the best final 36-hole score in the tournament's 38-year history.

NATIONWIDE TOUR CHAMPIONSHIP: At McKinney, Texas, Matt Bettencourt won the Nationwide Tour Championship to take the season money title, birdieing the final hole at TPC Craig Ranch for a 2-under 69 and a one-stroke victory over Jeff Klauk.

Bettencourt, also the Oregon Classic winner, made $180,000 to win the money title with $447,863. He earned full exempt PGA Tour status, the equivalent of finishing in the top 125 on the top circuit's money list, and got spots in The Players Championship and Colonial. Brendon de Jonge was second with $437,035.

Bettencourt finished at 17-under 267.

Klauk shot a 65. He finished third on the money list with $407,418 to earn one of the 25 PGA Tour cards. Bryce Molder (71) tied for third with Colt Knost (65) at 15 under to finish 23rd on the money list. Molder began the week 32nd.

HSBC CHAMPIONS: At Shanghai, China, a Ryder Cup surprise two months ago, England's Oliver Wilson was just 16 holes away from the first significant victory of his career.

The moment could come in the final round of the HSBC Champions on Monday. Rain washed out play Friday, delaying the third round — and a few holes of the fourth — until Sunday.

Wilson shot a 3-under 69 for a three-round total of 12-under 204. He parred the first two holes of the fourth round before play was halted by darkness.

Australia's Geoff Ogilvy and American Phil Mickelson shot 70s in the third round, leaving Ogilvy a stroke back and Mickelson two behind in his title defense.

Sergio Garcia (10 under) and Henrik Stenson (9 under) had 72s.

MIZUNO CLASSIC: At Shima, Japan, Shin Ji-yai won the Mizuno Classic for her second LPGA Tour title and ninth international victory of the year, shooting a 5-under 67 to easily hold off Mayu Hattori at Kinetsu Kashikojima.

The Women's British Open winner and the first player to sweep the Korea LPGA Tour's three majors in a season, Shin finished at 15-under 201 for her second victory of the year in Japan. The 20-year-old South Korean star earned $210,000.

Hattori, the Japanese player coming off a victory last week in the Japan LPGA's IDC Otsuka Ladies, closed with a 67 to finish second, six strokes back in the event sanctioned by the LPGA Tour and JLPGA. Lim Eun-a (70) was third at 8 under, and Chung Il-mi (69), Wei Yun-jye (70) and Lee Jee-young (72) followed at 7 under.