I have just received my Social Security statement. It is really comforting to know that the government is taking good care of my contribution when I read, "Your estimated benefits are based on current law. Congress has made changes to the law in the past and can do so at any time. The law governing benefit amounts may change because, by 2041, the payroll taxes collected will be enough to pay only about 78 percent of scheduled benefits."
It appears that every penny I have sent in has been spent and that my benefits, when I receive them, are coming from those who are still working. It appears that I will be punished for the government mismanagement of my money. I wish that I had put my money in a CD. Happy retirement to one and all.