BALTIMORE — A water taxi with 25 people aboard capsized Saturday in Baltimore's Inner Harbor after a violent gust of wind struck the boat, killing at least two people, authorities said. Three others were presumed dead.

Rescuers saw up to a dozen passengers climbing across the bottom of the 36-foot pontoon after winds gusting up to 50 mph flipped the boat over.

"It was like the twilight zone. It was eerie how the weather just overtook the vessel," said Command Master Chief Melvin Johnson of the Navy reserves.

Petty Officer Edward Mendez said he watched the gusts toss the vessel "like a little toy boat getting blown out of control."

Twenty-two people were removed from the water, including two women who died at nearby hospitals. The boat was carrying 25 people, including two crew members who survived.

Three people were missing, and Baltimore Fire Chief William Goodwin said officials did not expect to find any more survivors.

Naval reserve officers, stationed at a nearby center, saw the boat capsize about 1,000 yards from the shore and immediately rushed to the scene in rescue boats, jumping into the water and pulling about a dozen people from the water.

Goodwin remarked on the coincidence that the reservists happened to see the accident. "Had no one been looking, this tragedy would have been far more tragic than it was," he said.

"It's fortunate there was not a greater loss of life when you consider the force of the storm," said Baltimore Mayor Martin O'Malley.

The 44-degree water was choppy and winds up to 50 mph blew through the harbor when the boat capsized at around 4 p.m., said National Weather Service meteorologist Steve Rogowski.

"The wind just took it," Johnson said.

The boat was part of a fleet of 11 Seaport Taxis operated by the Living Classroom Foundation, said the organization's president, James Bond. The taxis transport about 250,000 people, mostly tourists, every year.

The boat was equipped with life preservers, but passengers are not required to wear them.

"No one on the craft had time to get their life preservers on," said Maj. Frederick Bealfeld of the Baltimore Police Department.

Bond said the boat has a capacity of 25 passengers and two crew members.

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"She was ready for an inspection on Monday and in shape the way she should be," he said.

The National Transportation Safety Board said late Saturday that it would investigate the accident.

The Inner Harbor is one of the nation's oldest seaports, and it has experienced a renaissance in recent years. Millions of tourists visit the Inner Harbor each year, where they can walk along brick promenades on the shore and frequent the many shops, seafood restaurants, museums and other attractions in the area.

Water taxis ferry visitors to the many points on the Inner Harbor, including Fort McHenry, Fells Point and the world-renowned National Aquarium.

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