THE FREEZE: Wachovia Bank, trustee for the $9.3 billion Short Term Fund offered by Commonfund, based in Wilton, Conn., says it will terminate the investment fund used by hundreds of U.S. colleges and universities.

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WHAT'S NEXT: Investors can remove as much as 37 percent of their funds from the Short Term Fund, and will be able to withdraw at least 57 percent of their money by the end of the year. Commonfund is working with colleges and schools to find alternative funding sources and says it hopes to eventually give investors all their money.

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