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Amberlee Lovell

In this March 11, 2011 photo provided by Gina Hacker, Brett Hacker, a photographer for a TV station in Kansas City, Mo., looks over his 401(k) statements. Consumers will soon be able to switch from a 401(k) to a Roth 401(k) if they want due to the America
Business
Consumers will soon be able to switch from a regular 401(k) to a Roth 401(k)
Thanks to the American Taxpayer Relief Act, consumers will soon be able to switch over from a traditional 401(k) to a Roth 401(k) if they want.
By Amberlee Lovell
Two to three exposures to high strain in the workplace can increase the risk of getting depression twice as much, according to a study by American Journal of Public Health. In the United states one in 10 Americans have depression.
Business
Workplace strain can increase risks of depression twice as much
Repeated high stress in the workplace increases an the risk of getting depression twice as much, according to an article by Science Blogs.
By Amberlee Lovell
Graduates listen to a commencement address during LDS Business College's 126th commencement ceremony in the Tabernacle on Temple Square in Salt Lake City on Friday, April 12, 2013. According to a study, starting salaries for college graduates increased be
Business
Starting salaries for recent college graduates is increasing, study says
College graduates with bachelor’s degrees have a ray of hope as they step out of the collegiate world. Starting salaries have increased 5.3 percent for new graduates in the past year.
By Amberlee Lovell
Judy and Bob Dienell review their financial statements Saturday, Oct. 25, 2008, in Braselton, Ga.
Business
Are 401(k)s too risky to depend on for retirement?
In a nation with increasing retirement issues, investing in a 401(k) is becoming a greater gamble, according to Frontline.
By Amberlee Lovell
Belba Bangoura solves an equation during math class at Pathways in Technology Early College High School in Brooklyn, N.Y.
Moneywise
Chances are understanding calculus in high school will most likely not affect career
Math isn’t as big of a deal on a future career as a high school teacher makes it sound, according to a recent study by a sociologist at Northeastern University.
By Amberlee Lovell
Kevin and Steffani Raff take a moment to sign mortgage papers with their broker, Rick Lyman, as they are laying their own wood floor to help them save money while building their new home this past summer in Saratoga Springs, Utah. Forty percent of those o
Moneywise
Is paying off a mortgage the best money ever spent?
Forty percent of Americans older than 55 consider the money they used to pay off a mortgage the best ever spent.
By Amberlee Lovell
Angelica Arias, 12th grade, is all smiles in her "new" prom gown that was donated through the Young Lawyers Division of Utah at Cottonwood High School on Thursday, February 10, 2011.
Business
High school prom costs soar up to $1,139 this year
Average prom night costs rose 5 percent this year, according to an article by Time.
By Amberlee Lovell
In this Friday, Feb. 22, 2013, photo, Mike Rainville poses with some of his products at the Maple Landmark Woodcraft factory in Middlebury, Vt. Rainville works with multiple generations of his family at the factory. Experts say family businesses are more
Business
Family ties helped family-owned business survive the Great Recession
Family ties saved the Wittern Group during the Great Recession, according to an article by USA Today.
By Amberlee Lovell
An American Airlines jet taxis near a US Airways plane at the Philadelphia International Airport in February.
Business
US Airways increases fees to change nonrefundable tickets
US Airways increased its fees for changing nonrefundable tickets from $150 to $200, following the example of United.
By Amberlee Lovell
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Business
5 deal-site tricks be aware of before buying
If used the wrong way, deal sites cost consumers money rather than offer big savings.
By Amberlee Lovell
Kevin McLaughlin watches as 8-year-old daughter Chloe McLaughlin and her friend Caleigh Everitt, 9, right, count some of the allowance money Chloe keeps in different envelopes, at the McLaughlin home in Pine Beach, N.J., Friday, March 27, 2009. One envelo
Business
Personal financial health can be measured by calculating the ‘gap’
Writer Tessa Miller believes personal finance is based on one metric she refers to as the “gap,” according to an article by Lifehacker.
By Amberlee Lovell
In this Friday, Oct. 19, 2012 photo, graduate student Pedro Ramirez is photographed on the campus of California State University, Long Beach in Long Beach, Calif.
Business
Is the slowly recovering economy the fault of college students?
Student loans may not be the culprit for the sluggish economic recovery, according to an article by The Atlantic.
By Amberlee Lovell
Some credit cards offer a no late fee charge. It is dangerous to not pay a credit card bill on time however, even with these cards, according to Credit.com.
Business
Even with no late fees, credit card overdue payments are dangerous
Although they won’t be charged for it, paying a credit card payment late on a no late fees card can cost consumers in various other ways.
By Amberlee Lovell
Trader Kevin Coulter, right, works on the floor of the New York Stock Exchange Tuesday, Feb. 26, 2013.
Moneywise
Americans still cautious about investing despite improved market
Even with stock market highs, the majority of Americans are still cautious about investing.
By Amberlee Lovell
In this Monday, Feb. 25, 2013 photo, Ann Oganesian, left, of Newton, Mass., pauses as she speaks with a State Department employee about job opportunities with the federal government during a job fair in Boston.
Utah County
Job growth in Utah shows happy news for unemployed
Employment in Utah is looking up, according to the Utah Department of Workforce Services.
By Amberlee Lovell
Retiree Robert Rivers poses at his home in Ravena, N.Y., in this 2011 photo. Baby boomers are starting to retire, but many are agonizing about their finances. The Consumer Financial Protection Bureau has suggested ways seniors can be cautious about potent
Business
Consumer group warns senior citizens of red flags when planning for retirement
Senior citizens can learn to avoid deceptive financial advice by watching for warning signs suggested by the Consumer Financial Protection Bureau.
By Amberlee Lovell
FutureAdvisor's printable checklist shows simple steps for individuals to take to get finances ready for retirement.
Business
Free checklist of what every retirement portfolio needs available to print
A simple infographic of what to do to get finances ready for retirement is available as a free printout.
By Amberlee Lovell
A house is listed for rent and for sale in Portland, Oregon.
Business
4 reasons renting may be a better option
Buying a home is considered a landmark in accomplishing the “American Dream,” but it’s not right for everyone.
By Amberlee Lovell
In this Wednesday, Aug. 22, 2012, photo, a cashier rings up a sale at a Target store in Chicago.
Business
Credit card landscape good for users this quarter
Intro rates have remained at a 0 percent average for more than 10 months.
By Amberlee Lovell
This Feb. 8, 2012 photo, shows a for-sale sign in front of a home in Yardley, Pa. Time magazine says more unmarried couples are buying homes together.
Business
Cohabitating couples now more likely to buy a home together before marriage, Time magazine says
Unmarried couples buying homes together is a rising trend, according to an article by Time magazine.
By Amberlee Lovell
Justin Bieber arrives on the stage in front of adoring fans during his concert at EnergySolutions Arena in Salt Lake City on Jan. 5.
Business
Justin Bieber urges teenagers to learn to budget in video
Teenagers are urged to “have a talk with your family about money” by Justin Bieber in new advertisement videos for SpendSmart Payments Company.
By Amberlee Lovell
In this 2012 file photo, an employee offers assistance to taxpayers at the Illinois Department of Revenue, in Springfield, Ill. This year, the most Americans since 2001 are not satisfied with the rates they are paying in income taxes.
Business
More Americans upset by tax rates this year than since 2001
In the past 12 years, Americans have never felt so ripped off by tax rates as they do now.
By Amberlee Lovell
In this July 17, 2009 file photo, a customer uses a Bank of America ATM in Charlotte, N.C. Prepaid debit cards are now offered more. Along with ATM withdrawal fees, there are various other fees that accompany the cards.
Business
Despite fees, prepaid debit cards are on the rise among consumers
More national banks are offering prepaid debit cards this year, according to a recent study by Bankrate.
By Amberlee Lovell
Kindergarten kids gather for a photo at an inner-city school in Houston. An article in the Harvard Business Review says that those with jobs that face difficult challenges, such as helping children in an inner-city school, have the most job satisfaction.
Business
Happiness in the workplace comes from hardest decisions
Money is a far-removed factor to what influences happiness in the workplace.
By Amberlee Lovell
Jana Wolfe shops at Dick's in Bountiful. She used a buy-one-get-one-free coupon for a free case of water.
Business
Even ‘lazy couponers’ can save hundreds
Peter Anderson considers himself a “lazy couponer” but still saved $215 total for four shopping trips that cost $735 instead of $950.
By Amberlee Lovell
In this file photo, a traveler uses a Delta Air Lines credit card to buy an e-ticket at the Bob Hope Airport in Burbank, Calif. A new survey has shown many travelers who accumulate rewards points don't know how many they have.
Business
Majority of American travelers throwing away money
Only 67 percent of Americans collect rewards miles for flying, and, of those, 73 percent don’t know how many they have, according to a recent survey.
By Amberlee Lovell
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Business
Infographic shows most equal paying jobs for 50th anniversary of Equal Pay Act
With 2013 being the 50th anniversary of the Equal Pay Act, gender pay has been buzzing in social discussions.
By Amberlee Lovell
Brett Hacker, a photographer for a TV station in Kansas City, Mo., looks over his 401(k) statements.
Business
90 percent of Americans underestimate 401(k) fees
Fees related to a 401(k) can cost a median-income household about $155,000 over a lifetime.
By Amberlee Lovell
Mint, a personal finance Web and mobile app, has about 12 million users. Last week, Intuit, the owner-company, announced Mint would merge with online banking to allow customers personal finance management tools within the banking site.
Business
Mint tools will soon merge in personal online banking
The hugely popular personal finance app Mint will soon connect with banks to incorporate their software with online banking.
By Amberlee Lovell
Zoe Brusa, Tate Brusa, Lane Brusa and Caroline Boyden shop at Harmon's Grocery Store in Salt Lake City on Wednesday, August 15, 2012.
Business
A habit that could cost $70,000 over 20 years
Picking up convenience store snacks is a habit that could cost $70,307 within a 20-year time period.
By Amberlee Lovell
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