Dave Ramsey

Family

Ask Dave Ramsey: Is life insurance worth it?

Dave Ramsey gives advice on circumstances where you shouldn’t get life insurance for your parents

By Dave Ramsey

There can be some confusing choices when your vehicle sustains hail damage.

Family

Ask Dave Ramsey: Navigating insurance offers after hail damage

When the car insurance gives you two options, ‘Take the bigger check,’ Ramsey wrote. Advice on what to do when your car is damaged

By Dave Ramsey

Family

Ask Dave Ramsey: How to avoid spoiling kids

Ramsey gives advice about how to make sure your kids aren’t spoiled, even if they grow up in a family that’s doing well financially.

By Dave Ramsey

Dave Ramsey poses for a picture with a grey backdrop.

Family

Ask Dave Ramsey: When is it time to get a life insurance policy?

Life insurance isn’t a good fit for everyone, Dave Ramsey suggests a few guidelines to consider when deciding to get life insurance.

By Dave Ramsey

A woman puts her arms around her father.

Family

Ask Dave Ramsey: Taking charge of your parents’ financials when they can’t

Ramsey, a famous personal finance expert, gives tips on how adult children can help grow their parents’ retirement to cover expenses nearing the end of their lives

By Dave Ramsey

Family

Ask Dave Ramsey: Is paying for your kid’s college a requirement?

Paying for a kid’s college isn’t a moral obligation, Ramsey wrote, but teaching your kids to always be learning (whether they go to college or not) is a parental duty

By Dave Ramsey

Business

Ask Dave Ramsey: Avoid becoming ‘house poor’ with this trick

Being ‘house poor’ isn’t anyone’s ideal situation. To avoid it, Dave Ramsey offers some guidelines on how much you should be paying for housing per month.

By Dave Ramsey

Family

Ask Dave Ramsey: How to use (and not use) your emergency savings

Ramsey’s ‘7 Baby Steps’ guides people through how to save for emergencies, pay off debt and invest for the future

By Dave Ramsey

Family

Dave Ramsey: Follow this important step when teaching kids about money management

Ramsey gives advice on how to help kids manage money wisely from an early age — the first step is all about the parents.

By Dave Ramsey

Family

Ask Dave Ramsey: Find an advisor with the heart of a teacher

After her husband died, Naomi didn’t know how to move forward with her finances. Dave Ramsey offers some advice.

By Dave Ramsey

Family

Ask Dave Ramsey: A student loan isn’t a pet

A reader working in data analytics and making $40,000 a year needs more money to pay off a student loan debt, Dave Ramsey writes.

By Dave Ramsey

Family

Dave Ramsey’s advice for a recent college graduate in financial trouble

This reader has car, college and credit card debt. What’s Dave Ramsey’s advice?

By Dave Ramsey

Family

Ask Dave Ramsey: It’s not a joint venture, it’s a marriage

A reader feels guilty about all the debt he brought into his marriage. What’s Dave’s advice?

By Dave Ramsey

Business

Dear Dave Ramsey: My retirement savings are eroding away

A reader who wants to retire soon asks Dave Ramsey what he should do about his declining investments.

By Dave Ramsey

Family

Don’t use emotion to rationalize a cellphone upgrade

Dave Ramsey answers a question from an expectant mother about getting a cellphone upgrade to take good photos of their baby while in debt

By Dave Ramsey

Family

Emotions, basics help make changes for getting out of debt cycle

Dave Ramsey answers a question about stopping the cycle of falling in and out of debt

By Dave Ramsey

Family

Teaching children the value of work — and money

By Dave Ramsey

Dave Ramsey answers a question about emergency funds.

Family

Can I get away with a mini-starter emergency fund and pay of debt?

Dave Ramsey answers questions about building the $1,000 starter emergency fund vs. paying off debt and about whether to get student loans to complete a degree

By Dave Ramsey

Family

How can I help my mom with her financial choices?

Reader asks: What’s the best way to talk to a parent, and tell them their career or financial choices aren’t working out?

By Dave Ramsey

Family

2 questions about emergency funds: How much to use when my husband is unemployed? Can stocks count as an emergency fund?

By Dave Ramsey

Family

Here’s why the debt snowball works

I realized a long time ago debt is not a mathematics problem — it’s a behavior problem

By Dave Ramsey

Exactly how much should be in an emergency fund? 3 months of expenses? 6 months?

Dave Ramsey answers questions from readers about how much to save in an emergency fund and investing for retirement.

By Dave Ramsey

Family

When building wealth, do first things first to have a solid foundation

Dave Ramsey answers a question about how to be a good investor to build wealth.

By Dave Ramsey

Family

The partnership, not the family, is the problem

Dave Ramsey answers questions about family members going into business together and about getting renters insurance on a student son’s cheap college apartment.

By Dave Ramsey

Family

Live like your income hasn’t changed

By Dave Ramsey

Family

Our son is in debt and asking us for help. What do we do?

By Dave Ramsey

Nationwide, consumer debt was $2.5 trillion in December 2011, but while that amount can be intimidating, reducing individual debt is possible.

Family

A key element in getting out of debt

By Dave Ramsey

Dave Ramsey answers the question, “Why do I need a will if I’m still young and haven’t acquired a lot of wealth?”

Opinion

Why do I need a will if I’m young?

By Dave Ramsey

Family

Dave Ramsey: Should we buy life insurance above and beyond?

By Dave Ramsey

Dave Ramsey is asked by a couple whether they should adjust their emergency fund and retirement investing to accommodate having a bigger family.

Family

Dave Ramsey: Do we need to adjust our emergency fund in advance of growing our family?

Should we adjust our emergency fund and retirement investing to accommodate all the upcoming life changes that go along with having a bigger family? What is your opinion on micro investing apps like Acorns and Betterment?

By Dave Ramsey