It has become evident that financial literacy is just as significant to traditional academics as it is to educating the youth on how to handle their adulthood more efficiently. In the article “Utah ranked top state for high school budgeting/finance education” (May 8, 2025), Utah is praised for its requirement of personal finance courses for graduation. This is something other states should be implementing, as many students enter adulthood unprepared to manage money or credit cards properly.
For instance, Utah reveals that by teaching students about budgeting, investing, and taxes during high school, it can help students to make better financial decisions. The findings that were cited by WalletHub support the idea that early financial education can lead to higher credit scores and reduced risky financial decisions.
As a college student, I’ve seen peers, online and in-person, drowning in credit card debt and student loans due to their lack of understanding of financial literacy. Utah truly serves as an example, as educating students early on in life can lead to better financial stability throughout adulthood. This model should be expanded across the nation to help their financial future be more secure.
Athena Ebuen
Northridge, CA