KEY POINTS
  • The average ticket price to the Miami-Indiana college football championship game is $4,320.
  • Undefeated Indiana has never played in the college football championship game.
  • The game will be played at Hard Rock Stadium, the Miami Hurricanes' home field.

We asked ChatGPT what you could buy for $4,320.

Why? Because that’s the average price for a ticket to the College Football Playoff National Championship game between Indiana and Miami.

The cost to get into Hard Rock Stadium — home of the Miami Hurricanes — is trending toward the highest ever for a college football game. Since both teams secured their spots with victories in the CFP semifinals last week, the resale ticket market has been climbing to unprecedented levels, per Front Office Sports.

An aerial view shows Hard Rock Stadium on Thursday, June 12, 2025, in Miami Gardens, Fla. | Rebecca Blackwell, Associated Press

As of Thursday morning, the average sold price was $4,320, according to Vivid Seats, per ESPN.

Several factors contribute to the high demand on the secondary market. (The majority of game tickets are allocated to the two participating schools and are originally sold directly through each institution.)

Indiana has had a remarkable turnaround from being the worst college football team in America for decades to a championship contender in two short years under coach Curt Cignetti. It has never played in the national championship game. Also, the university notes it has the largest living alumni community in the country, with 805,000 Hoosiers around the world.

Indiana head coach Curt Cignetti calls a play during College Football Playoff quarterfinal game against Alabama Thursday, Jan. 1, 2026, in Pasadena, Calif. Mark J. Terrill, Associated Press
Indiana head coach Curt Cignetti calls a play during College Football Playoff quarterfinal game against Alabama Thursday, Jan. 1, 2026, in Pasadena, Calif. Mark J. Terrill, Associated Press | AP

Miami comes into the game with a storied history, capturing five AP national championships (1983, 1987, 1989, 1991, and 2001) but with an alumni base of around 200,000, per Front Office Sports. This is the first time a college football national championship game will be played on a participating team’s home field. The Hurricanes averaged 63,834 fans per game during the regular season.

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According to Vivid Seats’ Fan Forecast as of Wednesday morning, Indiana and Miami fans will each make up half the crowd, ESPN reported.

So, there’s plenty of intrigue for Monday night’s game. But is it worth shelling out a few grand to be there?

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What you can get for your money

We had AI do a little shopping to see what else you could get for $4,320. Here’s what ChatGPT came up with:

  • Apple MacBook Pro 16 ″ M4 Max — A top-tier laptop with Apple’s M4 Max chip, great for video editing, software development and creative work. ($3,798–$3,999)
  • 79Bike Falcon Pro Electric Dirt Bike — Powerful electric dirt bike for trails and off-road fun ($3,798–$4,099)
  • NordicTrack X24 Treadmill — High-end treadmill with a large screen, powerful motor, and steep incline for immersive workouts. ($2,999–$3,299)
  • 2015 Chevrolet Malibu LS — Everyday sedan clean, common commuter car. ($3,988)
  • Samsung Bespoke 4‑Door Flex Refrigerator — Smart features and flexible storage. ($3,699)
  • THOR Kitchen Package ‑ 36″ Gas Range + Hood — Professional-style range and hood — great if you love cooking ($4,333)
  • Sony BRAVIA XR A95L QD‑OLED 4K HDR Smart TV — A flagship large-screen OLED with superb color and detail, perfect centerpiece for a premium home theater. ($3,498)
  • Custom Luxury LEGO or Giant LEGO Installations — Commission a huge, goofy LEGO sculpture of yourself, a pet, or a meme. Bonus: You own a real-life, 4-foot “you as a LEGO minifigure” masterpiece. ($4,000)
  • Rent a Tiny Island or Private Castle in Europe or the Caribbean, private tiny islands or castles can be rented for a few days. Hilarious factor: Host a medieval dress-up party or themed adventure for friends. ($3,500-$4,200).
  • Life-Size Inflatable Obstacle Course in Your Backyard — Rent or buy a giant inflatable obstacle course and throw a ridiculous party. ($3,000–$4,000)

Of course, if you’re a rabid Miami or Indiana fan, there’s nothing like being there, though you run the risk of disappointment if your team comes up short. But there’s also the prospect of perhaps once-in-a-lifetime elation if your team takes home the trophy. That’s priceless.

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