VITAL STATISTICS

Age: 43.Where born: Salt Lake City.

Family: Wife, Gayle; children, Rhett, Seth, Coby, Ashley and Aaron.

Education: Weber State College, Bachelor of Science in Economics, 1970; University of Utah, MBA, 1972.

Primary products: Broad range of financial services.

Primary markets: Wasatch Front plus fast-growing, economically sound areas of the West including Portland, Las Vegas and Idaho Falls. Headquarters in Ogden.

Number of employees: 400.

Annual sales: $137 million in core deposits (excluding negotiated-rate jumbo certificates).

PERSONALITY PROFILE

First "real" job: Self employed: bought and sold fresh eggs in the neighborhood.

Management style: Participate, delegate and report.

Strategy for success: Consistent effort. Never take myself too seriously. Find humor wherever I can. Enjoy life and encourage others.

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A memorable failure: In college I was nominated by a sorority as "most preferred man." I was never asked to the dance and had to be lined up with friends. The irony - I won.

Heroes: Abraham Lincoln, David Henry Thoreau and Gandhi.

Leisure time and hobbies: Coaching little league basketball, golf, reading, collecting thoughts, poems, stories, etc., memorizing poetry.

Favorite book and movie: Movie: It's a Wonderful Life; Books: The Road Less Traveled and Freedom at Midnight.

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