Fern Ballard, 78, died December 21, 1994 in Salt Lake City.

She was born June 30, 1916 in Goshen, Utah to Ivan L. and Kate Okelberry Ballard.Survived by brothers and sisters, Beth B. Whitney, of Salt Lake City; Sterling, of Payson; Rhea B. Banks, of Spanish Fork; Paul, of Oakridge, Oregon; Pearl B. Winnie, of Mt. Pleasant; many nieces and nephews. Preceded in death by her parents and a brother, Morgan.

Graveside services will be held Friday, December 23, 10 a.m., in the Payson City Cemetery. Funeral Directors: Neil O'Donnell and Sons Mortuary.

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