Average U.S. long-term mortgage rates declined this week following the Federal Reserve's decision to keep interest rates at record lows for now.
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Here's a look at rates for fixed- and adjustable-rate mortgages this week and over the past year:
| Current avg. | Last week | 52-week high | 52-week low | |
| 30-year fixed | 3.86 percent | 3.91 percent | 4.19 percent | 3.59 percent |
| 15-year fixed | 3.08 percent | 3.11 percent | 3.36 percent | 2.92 percent |
| 5-year adjustable | 2.91 percent | 2.92 percent | 3.06 percent | 2.82 percent |
| 1-year adjustable | 2.53 percent | 2.56 percent | 2.63 percent | 2.37 percent |