Congress officially passed the 21st Century ROAD to Housing Act on Monday which aims to increase housing affordability across the U.S.
If signed into law, the legislation would be the largest housing package passed in decades.
The bill passed the Senate with bipartisan support, the final tally at 85-5. The bill then headed to the House where it passed on Tuesday by a vote of 358-32.
The bill now heads to President Donald Trump’s desk where he is expected to sign it into law on Wednesday, according to White House officials.
Utah Sen. Mike Lee voted against the bill citing concerns about federal overreach. Sen. John Curtis was unable to make it to the final Senate vote due to weather delays, but released a statement praising the Senate for passing the bill.
After the bill passed, Lee said in a statement that it did not do enough to tackle housing affordability and would give the federal government too large of a role.
“To truly improve housing affordability,” Lee said, “we must drastically reduce the federal government’s footprint in housing policy, cut federal spending to reduce federal debt … and continue mass deportations of illegal aliens who are placing a significant burden on housing availability and affordability for American citizens.”
Curtis released a statement saying, “For decades, owning a home has been a core part of the American Dream, yet housing affordability has become one of the most difficult financial challenges that families face.”
“But today, the Senate took a significant step toward delivering meaningful relief for those families by passing the ROAD to Housing Act.”
Curtis also applauded the bipartisan effort and cooperation that members of Congress demonstrated. Among the 85 Senators who voted in favor of the bill, 41 were Republicans and 44 were Democrats.
All four Utah Republican representatives — Reps. Blake Moore, Celeste Maloy, Burgess Owens and Mike Kennedy — voted in favor of the bill.
How the bill would lower costs
The housing bill aims to decrease costs by reforming zoning laws that make housing construction difficult. Along with zoning reform, the legislation would streamline environmental reviews and update federal housing programs.
Beyond red tape reform, the new legislation would also come with performance measures that the Trump administration encouraged in order to ensure results come from the changes.
If the bill is signed into law, $200 million would be provided annually between 2027-2031 for housing construction grants and $100 million would be provided yearly in the same time frame for commercial-to-residential building conversions.
Large investors owning more than 350 homes would be prohibited from purchasing more homes.
Among many other provisions in the package, the bill includes an expanded HOME Investment Partnerships Program and increased FHA mortgage limits.
Trump touts bill and declines in rent
The Trump administration has put a focus on addressing cost-of-living for American citizens.
In a press release on Monday, Trump cited declines in rent prices as a result of reversing illegal immigration. The release said that “net international migration collapsed more than 50% nationally in 2025 … easing the crushing pressure on housing.”
Last month, Trump urged Congress to pass the housing affordability bill on Truth Social: “I am asking Congress to pass that bill, the 21st Century ROAD to Housing Act, which would ensure that homes are for people, not Corporations.
Trump also announced earlier this month in an official proclamation that June 2026 would be National Homeownership Month.
“During National Homeownership Month,” the proclamation says, “my Administration recommits to making housing more affordable so that young Americans and hardworking families can raise children, build memories, and create a future in a home of their own.”